This is our monthly bag tag league that will be a little different this year. There will only be 1 division with everyone getting a handicap. We will all start at 0 handicap and we will add 70% of your avg scores for your handicap. So every month after Jan. you will get strokes added or taken away from your total score. It will adjust every month as your scores change. There will be cash payouts for the top 45%. Points and tags will be based on raw score without the handicap. All of this might have to be tweaked throughout the year for fairness.